“Banks and NBFCs receive hundreds of applications every month. The ones that get sanctioned are not always the strongest businesses — they are the best prepared ones. That is what we do.”
Processing a business loan takes weeks of financial preparation, lender meetings, document chasing, and follow-ups through credit committees. Hand the funding to us — and get back to scaling.
Four years working inside commercial lending in the UK — with banks, NBFCs, and investment banks — means we know exactly how a credit committee evaluates an application. Most loan advisors submit what you give them. We build what lenders want to see.
Our founder holds the CFA charter and an MSc in Investment Management from Cass Business School London. This level of qualification is simply not common in the ₹1–20 Crore advisory space in India. You are not getting a form-filler. You are getting a professional.
If your application is not ready, we will tell you — before you waste months chasing rejections. If the numbers do not support the loan you want, we will say so clearly. Honesty is not a policy here. It is the only way we operate.
Many loan agents earn referral commissions from banks. That creates a conflict of interest. We are paid by you. Our only interest is yours — the right lender, the right terms, the right deal. No commissions. No conflicts.
Every business has a different credit profile. A manufacturing unit in Coimbatore needs a different lender than a trading company in Chennai. We match you to the most suitable institution — not just whoever is most convenient.
When you work with Parfin Capital, Chandu handles your file personally. No junior staff. No new hires. No handoffs. Every assessment, every model, every lender conversation handled by the same experienced CFA Charterholder who took your first call.
“Your job is to build the business. Ours is to fund it.”
| Parfin Capital | Typical DSA | Going Directly | |
|---|---|---|---|
| Credit story structuring | ✓ Yes | ✗ No | ✗ No |
| Lender matching to profile | ✓ Yes | Partial | ✗ No |
| DPR preparation | ✓ Yes | ✗ No | ✗ No |
| Financial modelling | ✓ Yes | ✗ No | ✗ No |
| Honest bankability assessment | ✓ Yes | Rarely | ✗ No |
| Stays through disbursement | ✓ Yes | Rarely | — |
| Works exclusively for borrower | ✓ Yes | Partial | — |
| CFA Charterholder advisor | ✓ Yes | ✗ No | — |
| Direct access to principal | ✓ Yes | ✗ No | — |